European e-Justice Portal - Case Law
Close

BETA VERSION OF THE PORTAL IS NOW AVAILABLE!

Visit the BETA version of the European e-Justice Portal and give us feedback of your experience!

 
 

Navigation path


menu starting dummy link

Page navigation

menu starting dummy link

Case Details

Case Details
National ID 652/2010
Member State Greece
Common Name National Bank of Greece SA v Consumer Union
Decision type Other
Decision date 15/04/2010
Court Areios Pagos (Supreme court)
Subject
Plaintiff
Defendant
Keywords

Unfair Contract Terms Directive, Article 2 Unfair Contract Terms Directive, Article 3, 1. Unfair Contract Terms Directive, Article 3, 2. Unfair Contract Terms Directive, Article 3, 3. Unfair Contract Terms Directive, ANNEX I, 1.

The following clauses in the terms and conditions of a credit card issuing bank are abu-sive and exploitative:
1. Charge on credit card for withdrawing cash from a branch or ATM of the issuing bank
2. Charge of costs for processing certain requests of customers due to vagueness
3. Costs of small balance accounts
4. Interest from amounts deposited or taken from another branch
5. Exclusion of liability of the bank for fraud or gross negligence if payment is made to a not entitled person before the loss of card has been notified to the bank
6. Changes of terms and conditions by notification of through leaflets or notices in stores.
The bank used the incriminated clauses in its terms and conditions
The clauses infringe Art. 2 of Act 2251/1994 (Consumer Protection Act), in particular para (7) (e) (k) (m) and are therefore void.
Full Text: Full Text

No results available

No results available