The court concluded that the defendant’s actions, by which it recalculated the interest rate cannot be considered to be a unilateral amendment of the consumer mortgage agreement, as the recalculation of the interest rate was clearly established in the agreement itself.
Since the plaintiff did not argue that the provision on recalculation of interest rates was unclear or ambiguous, the plaintiff cannot unfairly use consumer rights in order to avoid performing his obligations under the consumer mortgage agreement. Therefore, the court ruled that the defendant duly recalculated the interest rates.
URL: http://eteismai.lt/byla/41001847003716/3K-3-537/2014
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