Jurisprudence

  • Informations concernant l’affaire
    • ID national: 11/02934
    • État membre: France
    • Nom commun:N/A
    • Type de décision: Décision de justice faisant l’objet d’un recours
    • Date de la décision: 28/02/2014
    • Juridiction: Cour d'appel de Rennes
    • Objet:
    • Demandeur: BNP PARIBAS PF - BNP PARIBAS PERSONAL FINANCE SA (BNP)
    • Défendeur: FEDERATION DU LOGEMENT DE LA CONSOMMATION & ENVIR ET DE L'ENVIRONNEMENT D'ILLE ET VILAINE (FLCE)
    • Mots clés: injunction, legal actions, unfair terms
  • Articles de la directive
    Injunctions Directive, Article 2
  • Note introductive
    A claim initiated by a consumer association requesting the deletion of unlawful or unfair terms is not conditioned upon the existence of an individual claim made by a consumer nor upon the existence of an individualized harm.
  • Faits
    A consumer association initiated a claim requesting the deletion of unlawful or unfair terms contained in the general terms and conditions of a bank's personal credit offer, in addition to requesting the cessation of the distribution of said offer. The bank claimed that the admissibility of the association's claim is subject to the existence of a prior claim by a consumer or to the proof of an individualized harm suffered by said association.
  • Question juridique
    Is a claim initiated by a consumer association requesting the deletion of unlawful or unfair terms conditioned upon an individual claim made by a consumer or upon the existence of an individualized harm?
  • Décision

    The Court of Appeals confirmed the ruling of the first court on the basis that a claim, initiated by a consumers' association, requesting the deletion of unlawful or unfair terms may be initiated regardless of the contractual framework in order to obtain the deletion of unfair terms from a standard contract intended for consumers.

    Texte intégral: Texte intégral

  • Affaires liées

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  • Doctrine

    Aucun résultat disponible

  • Résultat
    The Plantiff's claim was rejected.