Unfair Contract Terms Directive (93/13) - Ireland

National Law

  • European Communities (Unfair Terms in Consumer Contracts) Regulations 1995
    • Adoption date for national laws: 01/02/1995
    • In force date: 31/12/1994
European Communities (Unfair Terms in Consumer Contracts) Regulations 1995 01/02/1995 31/12/1994
Package Holidays and Travel Trade Act, 1995 01/10/1995 01/10/1995
  • European Communities (Contracts for Time Sharing of Immovable Property—Protection of Purchasers) Regulations 1997 and 2000
European Communities (Contracts for Time Sharing of Immovable Property—Protection of Purchasers) Regulations 1997 and 2000 01/01/1997 19/05/1997
  • European Communities (Requirements to Indicate Product Prices) Regulations 2002
    • Adoption date for national laws: 20/12/2002
    • In force date: 01/03/2003
European Communities (Requirements to Indicate Product Prices) Regulations 2002 20/12/2002 01/03/2003
  • European Communities (Certain Aspects of the Sale of Consumer Goods and Associated Guarantees) Regulations 2003
    • Adoption date for national laws: 22/01/2003
    • In force date: 22/01/2003
European Communities (Certain Aspects of the Sale of Consumer Goods and Associated Guarantees) Regulations 2003 22/01/2003 22/01/2003
  • Consumer Protection Act 2007
Consumer Protection Act 2007 21/04/2007 12/04/2007
  • Consumer Protection Act 2007
    • Adoption date for national laws: 21/04/2007
    • In force date: 01/01/9999
Consumer Protection Act 2007 21/04/2007 01/01/9999
Consumer Protection Bill 2007 01/05/2007 01/05/2007
  • Consumer Protection (Fixed Payment Notice) Regulations 2007
    • Adoption date for national laws: 12/10/2007
    • In force date: 13/10/2007
Consumer Protection (Fixed Payment Notice) Regulations 2007 12/10/2007 13/10/2007
  • European Communities (Misleading and Comparative Marketing Communications) Regulations 2007
    • Adoption date for national laws: 20/11/2007
    • In force date: 30/11/2007
European Communities (Misleading and Comparative Marketing Communications) Regulations 2007 20/11/2007 30/11/2007
European Communities (Misleading and Comparative Marketing Communications) Regulations 2007 30/11/2007 30/11/2007
European Communities (Court Orders for the Protection of Consumer Interests) Regulations 2010 23/11/2010 23/11/2010
  • European Communities (Court Orders for the Protection of Consumer Interests) Regulations 2010
European Communities (Court Orders for the Protection of Consumer Interests) Regulations 2010 26/11/2010 01/01/9999
European Union (Protection of Consumers in respect of Timeshare, Long-term Holiday Product, Resale and Exchange Contracts) Regulations 2011 23/02/2011 23/02/2011
  • EUROPEAN UNION (TEXTILE FIBRE NAMES AND RELATED LABELLING AND MARKING OF THE FIBRE COMPOSITION OF TEXTILE PRODUCTS) REGULATIONS 2012
EUROPEAN UNION (TEXTILE FIBRE NAMES AND RELATED LABELLING AND MARKING OF THE FIBRE COMPOSITION OF TEXTILE PRODUCTS) REGULATIONS 2012 08/05/2012 08/05/2012
  • Central Bank (Supervision and Enforcement) Act 2013
Central Bank (Supervision and Enforcement) Act 2013 11/07/2013 11/07/2013
  • European Union (Consumer Information, Cancellation and Other Rights) Regulations 2013
    • Adoption date for national laws: 11/12/2013
    • In force date: 14/06/2014
European Union (Consumer Information, Cancellation and Other Rights) Regulations 2013 11/12/2013 14/06/2014
  • Competition and Consumer Protection Act 2014
    • Adoption date for national laws: 28/07/2014
    • In force date: 31/10/2014
Competition and Consumer Protection Act 2014 28/07/2014 31/10/2014
  • European Union (Package Travel and Linked Travel Arrangements) Regulations 2019
    • Adoption date for national laws: 11/03/2019
    • In force date: 11/03/2019
European Union (Package Travel and Linked Travel Arrangements) Regulations 2019 11/03/2019 11/03/2019
  • European Union (Protection of Consumers in respect of Timeshare, Long-Term Holiday Product, Resale and Exchange Contracts) Regulations 2011
European Union (Protection of Consumers in respect of Timeshare, Long-Term Holiday Product, Resale and Exchange Contracts) Regulations 2011 01/01/9999 23/02/2011
  • European Communities (Protection of Consumers' Collective Interests) Regulations, 2001
European Communities (Protection of Consumers' Collective Interests) Regulations, 2001 01/01/9999 03/10/2001
  • Package Holidays and Travel Trade Act, 1995
Package Holidays and Travel Trade Act, 1995 01/01/9999 01/10/1995
  • European Communities (Unfair Terms in Consumer Contracts) Regulations, 1995 and 2000.
European Communities (Unfair Terms in Consumer Contracts) Regulations, 1995 and 2000. 01/01/9999 01/01/1995
  • European Communities (Certain Aspects of the Sale of Consumer Goods and Associated Guarantees) Regulations 2003
European Communities (Certain Aspects of the Sale of Consumer Goods and Associated Guarantees) Regulations 2003 01/01/9999 22/01/2003
  • European Communities (Protection of Consumers in Respect of Contracts made by Means of Distance Communication) Regulations, 2001
European Communities (Protection of Consumers in Respect of Contracts made by Means of Distance Communication) Regulations, 2001 01/01/9999 15/05/2001
  • European Communities (Cancellation of Contracts negotiated away from business premises) Regulations, 1989
European Communities (Cancellation of Contracts negotiated away from business premises) Regulations, 1989 01/01/9999 01/01/9999
  • European Communities (Requirements to Indicate Product Prices) Regulations, 2002
European Communities (Requirements to Indicate Product Prices) Regulations, 2002 01/01/9999 01/03/2003

Enforcement System

No results available


Cases

  • Sp. 229
    • National ID: Sp. 229
    • Common Name: Applicant - The Director of Consumer Affairs
    • Directive Part: ANNEX I, 1. Article 3, 3. Article 3, 1. Article 2
    • Decision type: Other
    • Decision date: 20/12/2001
Sp. 229 Applicant - The Director of Consumer Affairs ANNEX I, 1. Article 3, 3. Article 3, 1. Article 2" Other" 20/12/2001
  • [2006] IEHC 271
    • National ID: [2006] IEHC 271
    • Common Name: Marshall v Capital Holdings
    • Directive Part: ANNEX I, 1. Article 3, 3.
    • Decision type: Other
    • Decision date: 26/07/2006
[2006] IEHC 271 Marshall v Capital Holdings ANNEX I, 1. Article 3, 3." Other" 26/07/2006
  • [2014] IEHC 330
    • National ID: [2014] IEHC 330
    • Common Name: link
    • Directive Part: Article 2, (b)
    • Decision type: Other
    • Decision date: 09/05/2014
[2014] IEHC 330 link Article 2, (b)" Other" 09/05/2014
  • [2016] IEHC 320
    • National ID: [2016] IEHC 320
    • Common Name: link
    • Directive Part: Article 3, 1.
    • Decision type: Other
    • Decision date: 14/06/2016
[2016] IEHC 320 link Article 3, 1." Other" 14/06/2016
  • High Court, Judgement [2019] IEHC 184
    • National ID: High Court, Judgement [2019] IEHC 184
    • Common Name: Permanent TSB plc formerly Irish Life and Permanent plc v Davis & anor
    • Directive Part: Article 4 ANNEX I, 2., (b) Article 3 ANNEX I, 1., (j)
    • Decision type: Court decision in appeal
    • Decision date: 28/03/2019
High Court, Judgement [2019] IEHC 184 Permanent TSB plc formerly Irish Life and Permanent plc v Davis & anor Article 4 ANNEX I, 2., (b) Article 3 ANNEX I, 1., (j)" Court decision in appeal" 28/03/2019
  • High Court, Judgment 599
    • National ID: High Court, Judgment 599
    • Common Name: Allied Irish Banks plc -v- O'Donohoe & anor
    • Directive Part: Article 4 link
    • Decision type: Supreme court decision
    • Decision date: 26/06/2018
High Court, Judgment 599 Allied Irish Banks plc -v- O'Donohoe & anor Article 4 link" Supreme court decision" 26/06/2018
  • High Court, Judgment 455
    • National ID: High Court, Judgment 455
    • Common Name: The Governor and Company of the Bank of Ireland v McMahon & anor
    • Directive Part: Article 5 Article 5 link
    • Decision type: Court decision in appeal
    • Decision date: 15/06/2018
High Court, Judgment 455 The Governor and Company of the Bank of Ireland v McMahon & anor Article 5 Article 5 link" Court decision in appeal" 15/06/2018
  • Supreme Court, Judgement [2020] IESC 2
    • National ID: Supreme Court, Judgement [2020] IESC 2
    • Common Name: Pepper Finance Corporation (Ireland) DAC v. Brian Cannon and Christina Cannon
    • Directive Part: Article 6 Article 4 ANNEX I, 1., (e) Article 3 ANNEX I, 1., (j)
    • Decision type: Supreme court decision
    • Decision date: 04/02/2020
Supreme Court, Judgement [2020] IESC 2 Pepper Finance Corporation (Ireland) DAC v. Brian Cannon and Christina Cannon Article 6 Article 4 ANNEX I, 1., (e) Article 3 ANNEX I, 1., (j)" Supreme court decision" 04/02/2020
  • [2016] IEHC 385
    • National ID: [2016] IEHC 385
    • Common Name: link
    • Directive Part: link
    • Decision type: Other
    • Decision date: 06/07/2015
[2016] IEHC 385 link link" Other" 06/07/2015
  • [2015] IEHC 547
    • National ID: [2015] IEHC 547
    • Common Name: link
    • Directive Part: link
    • Decision type: Other
    • Decision date: 13/08/2015
[2015] IEHC 547 link link" Other" 13/08/2015
  • High Court, Judgment 807
    • National ID: High Court, Judgment 807
    • Common Name: Bank of Ireland Mortgage Bank -v- Hade & anor
    • Directive Part: link
    • Decision type: Court decision in appeal
    • Decision date: 12/05/2017
High Court, Judgment 807 Bank of Ireland Mortgage Bank -v- Hade & anor link" Court decision in appeal" 12/05/2017
  • High Court, Judgment 685
    • National ID: High Court, Judgment 685
    • Common Name: Cronin v Dublin City Sheriff & anor
    • Directive Part: link
    • Decision type: Court decision in appeal
    • Decision date: 17/10/2017
High Court, Judgment 685 Cronin v Dublin City Sheriff & anor link" Court decision in appeal" 17/10/2017
  • High Court, Judgment 604
    • National ID: High Court, Judgment 604
    • Common Name: EBS Limited -v- Kenehan & Anor
    • Directive Part: link
    • Decision type: Court decision in appeal
    • Decision date: 24/10/2017
High Court, Judgment 604 EBS Limited -v- Kenehan & Anor link" Court decision in appeal" 24/10/2017
  • High Court, Judgment 803
    • National ID: High Court, Judgment 803
    • Common Name: AIB Mortgage Bank & Anor -v- Cosgrove
    • Directive Part: link
    • Decision type: Court decision in appeal
    • Decision date: 31/10/2017
High Court, Judgment 803 AIB Mortgage Bank & Anor -v- Cosgrove link" Court decision in appeal" 31/10/2017
  • High Court, Judgment 789
    • National ID: High Court, Judgment 789
    • Common Name: Bank of Ireland -v- Roarty & anor
    • Directive Part: link
    • Decision type: Court decision in appeal
    • Decision date: 10/12/2017
High Court, Judgment 789 Bank of Ireland -v- Roarty & anor link" Court decision in appeal" 10/12/2017
  • High Court, Judgment 289
    • National ID: High Court, Judgment 289
    • Common Name: Ulster Bank v Costello and Anor
    • Directive Part: link
    • Decision type: Court decision in appeal
    • Decision date: 04/12/2018
High Court, Judgment 289 Ulster Bank v Costello and Anor link" Court decision in appeal" 04/12/2018
  • High Court, Judgement [2019] IEHC 421
High Court, Judgement [2019] IEHC 421 Bank of Ireland Mortgage Bank v Kane link" Court decision, first degree" 24/05/2019

Legal Literature

October (2019) Law Society Gazette, pp.22-23 A stitch in time. BARRET, M 01/01/1970
1998, p. 701, publisher: Round Hall Consumer Credit Law Timothy C Bird 01/01/1970
Commercial Law Practitioner. Vol 27. Pp. 168-176 Consumer Protection and Loan Transactions - recent case law BRESLIN, J. 01/01/1970
2008, 6, p. 248-261, Dublin, publisher: Thomson Round Hall Contract Law in Ireland Robert Clark 01/01/1970
Commercial Law Practitioner, 2010, pages 107-113, nr. 17(6) Loan Contracts and the Unfair Terms Regulations Mary Donnelly 01/01/1970
Law Society Gazette, 2002 Safe as Houses Patrick Dorgan 01/01/1970
  • The Bar Review 24(5), pp.144-147
The Bar Review 24(5), pp.144-147 The plight of the consumer in the Irish Courts. BREDIN, K. 01/01/1970
  • Irish Law Times, 1995, p. 156
    • Reference: Irish Law Times, 1995, p. 156
    • Title: The Unfair Contract Terms Regulations 1995: A red card for the State
    • Author: Finbarr Murphy
    • Publication Year: 1995
Irish Law Times, 1995, p. 156 The Unfair Contract Terms Regulations 1995: A red card for the State Finbarr Murphy 01/01/1970
  • Commercial Law Practitioner, 1995, p. 118
Commercial Law Practitioner, 1995, p. 118 The Unfair Terms in Consumer Contracts Regulations – a standard form constitutional crisis Tom Carney 01/01/1970
Commercial Law Practitioner. Vol 27. Pp. 74-83 The UTCD in the Courts: a New Locus in Policing Unfair Terms DONNELLY, M. 01/01/1970
Commercial Law Practitioner, 1995, p. 51 Unfair Terms in Consumer Contracts Special Correspondent 01/01/1970
Commercial Law Practitioner, nº 24, pp. 66-67 Unfair Terms in Consumer Contracts Regulations 1995 – Consumer Credit Act 1995 DONNELLY, M. 01/01/1970
Commercial Law Practitioner, nº 24, pp. 71-76. Unfair Terms in Consumer Loan Contracts MARTIN, E. 01/01/1970
  • Bar Review
    • Reference: Bar Review
    • Title: What makes a term in a standard form contract unfair
    • Author: John Breslin
    • Publication Year: Unknown
Bar Review What makes a term in a standard form contract unfair John Breslin 01/01/1970

Other material

Consumer Protection Guidelines for Mobile Phone Traders: Practical Guidance for Traders concerning consumer protection legislation applicable to the sale and supply of mobile phones. (November, 2017) Competition and Consumer Protection Commission (CCPC)
Guide to Unfair Terms in Contracts Competition and Consumer Protection Commission
Guidelines for Contracts of Care in Nursing Homes The Competition and Consumer Protection Commission
Guidelines on Unfair Terms in Consumer Contracts - identifying and avoiding the use of unfair terms in consumer contracts (June 2020) The Competition and Consumer Protection Commission.
Report (LRC 113 - 2015) Consumer insurance contracts Law Reform Commission