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Unfair Contract Terms Directive (93/13) - Spain

National Law

Title	Adoption date	In force date
Royal Decree of 24 July 1889 by which the Civil Code is published	24/07/1889	25/07/1889
Organic Law 9/1985, of July 1st, on the Judiciary	01/07/1985	03/07/1985
The General Act, of November 11th, on Advertising	11/11/1988	15/11/1988
Law 3/1991, 10 January, of Unfair Competition	11/01/1991	31/01/1991
30/1992 Act, on the Common Legal Framework and Administrative Procedure	26/11/1992	27/02/1993
Law 7/1996, of 15 January 1996, on the Regulation of Retail Commerce	15/01/1996	17/01/1996
Law 7/1998, 13 April, on general contracting conditions	14/04/1998	04/05/1998
Law 1/2000, of 7th January, of Civil Procedure	07/01/2000	08/01/2001
Royal Decree 3423/2000, of 15 December, on the regulation of price indication of products offered to consumers and users	28/12/2000	29/12/2000
Law 47/2002 of 19 December on the reform of the Law 7/1996 on retail trade, for the transposition into the Spanish legal system of the Directive 97/7/EC	19/12/2002	01/01/2003

29 records found, displaying 1 to 10. Page: 1 2 3

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Enforcement System

No results available

Cases

National ID	Common Name	Directive Part	Decision type	Decision date
834/2009	Asociación de Usuarios de Bancos, Cajas y Seguros (ADICAE) v. Caja Rural de Valencia	Article 5 Article 6, 1.	Other	22/12/2009
1124/2008	Asociación de Usuarios de Servicios Bancarios Consumo (AUSBANC) v. Caja Madrid	Article 3, 3. Article 3, 2. Article 3, 1. Article 2	Other	12/12/2008
667/2010	AUSBANC v. Caja Provincial de Ahorros de Jaén	Article 4, 1. Article 3 Article 3, 1. Article 2	Other	04/11/2010
651/2010	Banco de Bilbao Vizcaya Argentaria, S. A v. Modesto	Article 3, 1. Article 2	Other	02/11/2010
203/2011	Carlos María v. Celia	Article 3, 3. Article 3, 2. Article 3, 1. Article 2	Other	08/04/2011
501/2008	Daniela v. “P. S. L.”	Article 3, 3. Article 3, 2. Article 3, 1. Article 2	Other	03/06/2008
75/2011	Francisco v. Banco Popular, S. A.	Article 3, 3. Article 3, 2. Article 3, 1. Article 2	Other	02/03/2011
link	link	Article 1, 1. Article 5, 1. Article 1, 1. Article 3, 2. Annex I	Other	11/05/2005
AP de Barcelona (Sección 1a) Auto num. 51/2015 de 27 febrero	link	Article 3, 1. Article 6, 1.	Court decision in appeal	27/02/2015
AP de Girona (Sección 1a) Auto num. 114/2016 de 5 mayo	link	Article 3, 1.	Court decision in appeal	05/05/2016

24 records found, displaying 1 to 10. Page: 1 2 3

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Legal Literature

Reference	Title	Author	Publication Year
Grandes Tratados. Comentario del Texto Refundido de la Ley General para la defensa de los consumidores y usuarios y otras leyes complementarias. Editorial Aranzadi, S.A.U., Septiembre de 2009	A commentary on article 85.3 of the Spanish Consumer Protection Act.	GONZÁLEZ PACANOWSKA, I.	2009
Grandes Tratados. Reclamaciones de consumo. Editorial Aranzadi, S.A.U., Noviembre de 2010.	General contracting conditions, non-individually negotiated pre-set terms and unfair terms. Legal regime and applicable controls to stipulations non-negotiated with consumers.	BUSTO LAGO, J. M.; ÁLVAREZ LATA, N.; PEÑA LÓPEZ, F.	2010
Manual de derecho de consumo. Edificio Lex Nova, enero de 2013.	Rights and guarantees of consumers when acquiring a consumer good.	PORTO CORTÉS, A.	2013
Revista Doctrinal Aranzadi Civil-mercantil num. 4/2013. Editorial Aranzadi, S.A.U.	Unfair general contracting conditions: minimum interest terms in mortgage loan agreements with variable interest rates. Ruling of the Spanish Supreme Court of 9 May 2013.	PÉREZ CONESA, C.	2013

4 records found, displaying all records. Page: 1

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Other material

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