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Unfair Contract Terms Directive (93/13) - Spain

National Law
Title Adoption date In force date PDF
Royal Decree of 24 July 1889 by which the Civil Code is published 24/07/1889 25/07/1889
Organic Law 9/1985, of July 1st, on the Judiciary 01/07/1985 03/07/1985
The General Act, of November 11th, on Advertising 11/11/1988 15/11/1988
Law 3/1991, 10 January, of Unfair Competition 11/01/1991 31/01/1991
30/1992 Act, on the Common Legal Framework and Administrative Procedure 26/11/1992 27/02/1993
Law 7/1996, of 15 January 1996, on the Regulation of Retail Commerce 15/01/1996 17/01/1996
Law 7/1998, 13 April, on general contracting conditions 14/04/1998 04/05/1998
Law 1/2000, of 7th January, of Civil Procedure 07/01/2000 08/01/2001
Royal Decree 3423/2000, of 15 December, on the regulation of price indication of products offered to consumers and users 28/12/2000 29/12/2000
Law 47/2002 of 19 December on the reform of the Law 7/1996 on retail trade, for the transposition into the Spanish legal system of the Directive 97/7/EC 19/12/2002 01/01/2003
29 records found, displaying 1 to 10. Page: 1 2 3 Next page Last page
Enforcement System

No results available

Cases
National ID Common Name Directive Part Decision type Decision date
834/2009 Asociación de Usuarios de Bancos, Cajas y Seguros (ADICAE) v. Caja Rural de Valencia

Article 5

Article 6, 1.

Other 22/12/2009
1124/2008 Asociación de Usuarios de Servicios Bancarios Consumo (AUSBANC) v. Caja Madrid

Article 3, 3.

Article 3, 2.

Article 3, 1.

Article 2

Other 12/12/2008
667/2010 AUSBANC v. Caja Provincial de Ahorros de Jaén

Article 4, 1.

Article 3

Article 3, 1.

Article 2

Other 04/11/2010
651/2010 Banco de Bilbao Vizcaya Argentaria, S. A v. Modesto

Article 3, 1.

Article 2

Other 02/11/2010
203/2011 Carlos María v. Celia

Article 3, 3.

Article 3, 2.

Article 3, 1.

Article 2

Other 08/04/2011
501/2008 Daniela v. “P. S. L.”

Article 3, 3.

Article 3, 2.

Article 3, 1.

Article 2

Other 03/06/2008
75/2011 Francisco v. Banco Popular, S. A.

Article 3, 3.

Article 3, 2.

Article 3, 1.

Article 2

Other 02/03/2011
link link

Article 1, 1.

Article 5, 1.

Article 1, 1.

Article 3, 2.

Annex I

Other 11/05/2005
AP de Barcelona (Sección 1a) Auto num. 51/2015 de 27 febrero link

Article 3, 1.

Article 6, 1.

Court decision in appeal 27/02/2015
AP de Girona (Sección 1a) Auto num. 114/2016 de 5 mayo link

Article 3, 1.

Court decision in appeal 05/05/2016
24 records found, displaying 1 to 10. Page: 1 2 3 Next page Last page
Legal Literature
Reference Title Author Publication Year
Grandes Tratados. Comentario del Texto Refundido de la Ley General para la defensa de los consumidores y usuarios y otras leyes complementarias. Editorial Aranzadi, S.A.U., Septiembre de 2009 A commentary on article 85.3 of the Spanish Consumer Protection Act. GONZÁLEZ PACANOWSKA, I. 2009
Grandes Tratados. Reclamaciones de consumo. Editorial Aranzadi, S.A.U., Noviembre de 2010. General contracting conditions, non-individually negotiated pre-set terms and unfair terms. Legal regime and applicable controls to stipulations non-negotiated with consumers. BUSTO LAGO, J. M.; ÁLVAREZ LATA, N.; PEÑA LÓPEZ, F. 2010
Manual de derecho de consumo. Edificio Lex Nova, enero de 2013. Rights and guarantees of consumers when acquiring a consumer good. PORTO CORTÉS, A. 2013
Revista Doctrinal Aranzadi Civil-mercantil num. 4/2013. Editorial Aranzadi, S.A.U. Unfair general contracting conditions: minimum interest terms in mortgage loan agreements with variable interest rates. Ruling of the Spanish Supreme Court of 9 May 2013. PÉREZ CONESA, C. 2013
4 records found, displaying all records. Page: 1
Other material

No results available