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This article discusses the problem of bank practices regarding credit cards, which may be deemed as misleading omissions in light of Art. 4 sec. 1 and Art. 5 sec. 1 of the Prevention of the Unfair Commercial Practices Act. The author analyses the matter of unreliable advertisement of "excluding interest period", which may mislead a consumer in combination with a lack of detailed information about a bank product and the conditions for price profit. The author also comments on the legal remedies available to the consumer in order to protect his rights.
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