De arresten Gutierrez Naranjo en Demba: verdere duiding door het Europese Hof omtrent de gevolgen van oneerlijke bodemrentebedingen en vertragingsrentebedingen in leningsovereenkomsten.
The author provides an in-depth analysis of the judgements of the ECJ and consequently focuses on the impact of the transparency obligation on clauses in credit contracts. The analysis is further illustrated with examples from the Belgian financial sector and indicates how the Belgian law provisions implementing the Unfair Contract Terms Directive should be applied in practice.