A contract for a package tourist trip in Brazil and Argentina has been concluded between a consumer and a tour operator. At the time of concluding the contract, due to the presence of gangster skirmishes and clashes of gangsters with law enforcement, the Bulgarian Ministry of Foreign Affairs issued a warning to avoid travelling to Brazil, as the risk index is level 2 "Caution (find out in detail about the current situation in the country)”. After concluding the contract, the index was raised to level 3 "Increased level of risk (recommendation not to travel to certain regions of the country, unless necessary)." For this reason, the consumer unilaterally terminates the contract. The tour operator refused to return the advance payment received, claiming that it withheld the same as a penalty for unilaterally withdrawing from the contract between the 59th and 30th day before departure.
The consumer files a claim for a refund of the price paid in advance for the trip.