Unfair Contract Terms Directive (93/13) - Greece

National Law

Title	Adoption date	In force date	PDF
Decree No. 301/2002	01/01/9999	04/11/2002	legislation342_en_en.pdf
Decision of the Ministry of Trade No. Z1-404	01/01/9999	28/06/2001
Decree No. 182/99 transposing Directive 94/47/EC into Greek law	01/01/9999	25/08/1999	legislation341_en_en.pdf
Consumer Protection Act 2251/94	01/01/9999	16/11/1994	legislation339_en_en.pdf
Act No. 3927/2004	01/01/9999	01/01/9999
Ministerial Decision no. Z1-111, "Adaptation of Greek legislation to [...] b) Directive 2009/22 / EC of the European Parliament and of the Council of 23. April 2009 on on injunctions for the protection of consumers' interests (Codified version) published in the Official Journal of the EC no. L 110 of 1.5.2009, p.30, [...}	07/03/2012	07/03/2012
Law 2251/1994 Protection of consumers	10/07/2007	10/07/2007
Law 2251/1994 Protection of consumers	10/07/2007	10/07/2007
Civil Code	21/08/2002	21/08/2002
Law no 2251/1994 Protection of consumers	30/08/2013	13/06/2014

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Enforcement System

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Cases

National ID	Common Name	Directive Part	Decision type	Decision date
link	3884/2006	Article 2	Other	9999/01/01
Areios Pagos 296/2001	link	ANNEX I, 1. Article 1, 1.	Other	2001/02/16
Areios Pagos 1030/2001	link	ANNEX I, 1. Article 1, 1.	Other	2001/05/04
Areios Pagos 1219/2001	link	ANNEX I, 1. Article 1, 1. ANNEX I, 2. Article 3, 1. Article 2	Other	9999/01/01
Court decision number 13/2015 (Β΄, Ordinary plenary)	link	Article 4, 1. Article 3, 3. Article 8 Article 3, 2. ANNEX I, 1., (j) Article 3, 1. Article 2, (b)	Supreme court decision	2015/06/17
Court decision number 801/2013 (Α1, Civil Cases)	link	Article 3, 3. Article 3, 2. Article 3, 1.	Supreme court decision	2013/04/23
Court decision number 561/2014 (Δ΄, Civil Cases)	link	Article 5 Article 4, 2. Article 4, 1. Article 3, 3.	Supreme court decision	2014/03/07
No. of Decision 35/2015	link	Article 8 Article 3, 2. Article 3, 1. Article 2, (b)	Court decision, first degree	2015/03/31
No. of protocol 11305	link	Article 5 Article 4, 1. Article 3, 3. Article 3, 2. Article 3, 1.	Other	2012/12/20
652/2010	National Bank of Greece SA v Consumer Union	ANNEX I, 1. Article 3, 3. Article 3, 2. Article 3, 1. Article 2	Other	2010/04/15

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Legal Literature

Reference	Title	Author	Publication Year
SAKKOULAS PUBLICATIONS ATHENS - THESSALONIKI	Consumer Law: Community and greek	DELOUKA - IGGLESI, K.	2014
Athens: Nomiki Bibliothiki	Consumer protection Law	KARAKOSTAS, I.	2012
2η έκδοση, Αθήνα , Νομική Βιβλιοθήκη (2nd edition, Athens: Nomiki Bibliothiki	Consumer protection law: greek- community: article by article interpretation of the L. 2251/1994 and other related laws	ALEXANDRIDOU, E. (editor)	2015
3η έκδοση, Αθήνα , Νομική Βιβλιοθήκη (3rd edition, Athens: Nomiki Bibliothiki)	Consumer Protection Law: L. 2251/1994 as in force: interpretation- case law- practical application	KARAKOSTAS, I.	2016
SAKKOULAS PUBLICATIONS ATHENS - THESSALONIKI	General Terms of Transactions	DELIOS, G.	2013
NOMIKI BIBLIOTHIKI	Stages of inspection of general terms of banking transactions. Especially the example of the General Terms of Transactions for charges regarding the pre-payment of a loan, the commission charges and the levy (imposed by) the Law 128/1975	PITSIRIKOS, E.	2014
Applications of Civil Law (legal magazine) ( ΕφΑΔ)	The open review of General Terms of Transactions in banking loan contracts issued in Swiss Franc (opinion)	KARAKOSTAS, I., VRETTOU, C.	2015
Review of transport law (legal magazine)	The principle of transparency in the terms of insurance contracts – Obligations and rights of the insured person.	VENIERIS, I.	2015

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Other material

Title	Emanating from
Ministerial Decision Z1-798/25-6-2008 – Ban of the use of General Terms of Transactions that have been held as abusive by irrevocable court decisions	Ministry of Development and Competitiveness
Ministerial Decision no Z1-21/17-1-2011 – Amendment – completion of the decision of the Minister of Development no Ζ1-798/25-06-2008 (Official Government Gazette B 1353) for the ban of specific General Terms of Transactions that have been held as abusive by irrevocable court decisions.	Ministry of Labor and Social Security
Ministerial Decision no Z1-74/22-2-2011, Amendment – completion of the decision of the Minister of Development no Ζ1-798/25-06-2008 (Official Government Gazette B 1353) on the ban of the use of General Terms of Transactions that have been held as abusive by irrevocable court decisions, as amended by Ministerial Decision no Ζ1-21/17-01-2011 (Official Government Gazette B 21)	Ministry of Labour and Social Security

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