Unfair Contract Terms Directive (93/13) - Malta

National Law

  • Commercial Code
    • Adoption date for national laws: Fri Oct 02 00:00:00 CET 1857
    • In force date: Wed Dec 12 00:00:00 CET 2007
Commercial Code 02/10/1857 12/12/2007
  • Doorstep Contracts Act
    • Adoption date for national laws: Wed Feb 04 00:00:00 CET 1987
    • In force date: Wed Feb 11 00:00:00 CET 1987
Doorstep Contracts Act 04/02/1987 11/02/1987
  • Consumer Affairs Act
    • Adoption date for national laws: Fri Dec 02 00:00:00 CET 1994
    • In force date: Tue Jan 23 00:00:00 CET 1996
Consumer Affairs Act 02/12/1994 23/01/1996
  • Malta Travel and Tourism Services Act
    • Adoption date for national laws: Tue Jul 13 00:00:00 CEST 1999
    • In force date: Wed Sep 01 00:00:00 CEST 1999
Malta Travel and Tourism Services Act 13/07/1999 01/09/1999
  • Distance Selling Regulations (378.08)
    • Adoption date for national laws: Fri Aug 17 00:00:00 CEST 2001
    • In force date: Tue Sep 04 00:00:00 CEST 2001
Distance Selling Regulations (378.08) 17/08/2001 04/09/2001
  • Package Travel, Package Holidays and Package Tours Regulations
    • Adoption date for national laws: Thu Nov 01 00:00:00 CET 2001
    • In force date: Thu Nov 01 00:00:00 CET 2001
Package Travel, Package Holidays and Package Tours Regulations 01/11/2001 01/11/2001
  • Consumer Affairs Act (Price Indication) Regulations
    • Adoption date for national laws: Fri Sep 27 00:00:00 CEST 2002
    • In force date: Tue Oct 01 00:00:00 CEST 2002
Consumer Affairs Act (Price Indication) Regulations 27/09/2002 01/10/2002
  • Distance Selling (Retail Financial Services) Regulations (330.07)
    • Adoption date for national laws: Fri Feb 04 00:00:00 CET 2005
    • In force date: Fri Feb 04 00:00:00 CET 2005
Distance Selling (Retail Financial Services) Regulations (330.07) 04/02/2005 04/02/2005
  • Electronic Commerce (General) Regulations, 2006
    • Adoption date for national laws: Tue Oct 24 00:00:00 CEST 2006
    • In force date: Tue Oct 24 00:00:00 CEST 2006
Electronic Commerce (General) Regulations, 2006 24/10/2006 24/10/2006
  • Injunctions for the Protection of the Interests of Consumers (Package Travel and Protection of Buyers in Contracts for Time Sharing of Immovable Property) Regulations, 2006
    • Adoption date for national laws: Fri Nov 24 00:00:00 CET 2006
    • In force date: Fri Nov 24 00:00:00 CET 2006
Injunctions for the Protection of the Interests of Consumers (Package Travel and Protection of Buyers in Contracts for Time Sharing of Immovable Property) Regulations, 2006 24/11/2006 24/11/2006
Consumer Affairs Act (Chapter 378 of the Laws of Malta) 29/01/2008 12/12/2007
Commercial Code (Chapter 13 of the Laws of Malta) 29/01/2008 12/12/2007
  • Medicines Products (Injunctions to Advertising) Regulations 2008
    • Adoption date for national laws: Tue Feb 12 00:00:00 CET 2008
    • In force date: Tue Feb 12 00:00:00 CET 2008
Medicines Products (Injunctions to Advertising) Regulations 2008 12/02/2008 12/02/2008
  • Protection of Consumers (Timeshare, Long-term Holiday Product, Resale and Exchange Contracts) Regulations
    • Adoption date for national laws: Fri Mar 25 00:00:00 CET 2011
    • In force date: Fri Mar 25 00:00:00 CET 2011
Protection of Consumers (Timeshare, Long-term Holiday Product, Resale and Exchange Contracts) Regulations 25/03/2011 25/03/2011
Malta Competition and Consumer Affairs Authority Act 23/05/2011 23/05/2011
Collective Proceedings Act 01/08/2013 01/08/2012
  • Consumer Rights Regulations
    • Adoption date for national laws: Tue Dec 17 00:00:00 CET 2013
    • In force date: Fri Jun 13 00:00:00 CEST 2014
Consumer Rights Regulations 17/12/2013 13/06/2014
  • Consumer Affairs (Amendment) Act
    • Adoption date for national laws: Tue Mar 25 00:00:00 CET 2014
    • In force date: Fri Jan 01 00:00:00 CET 9999
Consumer Affairs (Amendment) Act 25/03/2014 01/01/9999
  • Package Travel, Package Holidays and Package Tours Regulations, 2000
    • Adoption date for national laws: Fri Jan 01 00:00:00 CET 9999
    • In force date: Fri Aug 25 00:00:00 CEST 2000
Package Travel, Package Holidays and Package Tours Regulations, 2000 01/01/9999 25/08/2000
  • Protection of Consumers (Timeshare, Long-Term Holiday Product, Resale and Exchange Contracts) Regulations, 2011
    • Adoption date for national laws: Fri Jan 01 00:00:00 CET 9999
    • In force date: Fri Mar 25 00:00:00 CET 2011
Protection of Consumers (Timeshare, Long-Term Holiday Product, Resale and Exchange Contracts) Regulations, 2011 01/01/9999 25/03/2011
  • Distance Selling Regulations, 2001
    • Adoption date for national laws: Fri Jan 01 00:00:00 CET 9999
    • In force date: Tue Sep 04 00:00:00 CEST 2001
Distance Selling Regulations, 2001 01/01/9999 04/09/2001
  • Protection of Buyers in Contracts for Time Sharing of Immovable Property Regulations, 2000
    • Adoption date for national laws: Fri Jan 01 00:00:00 CET 9999
    • In force date: Sat Sep 15 00:00:00 CEST 2001
Protection of Buyers in Contracts for Time Sharing of Immovable Property Regulations, 2000 01/01/9999 15/09/2001

Enforcement System

No results available

Cases

  • First Hall, Judgement No: 1055/2018
    • National ID: First Hall, Judgement No: 1055/2018
    • Common Name: Av. Dr. Edward Debono noe vs Ronald Gaerty et
    • Directive Part: Article 6
    • Decision type: Court decision, first degree
    • Decision date: Tue Oct 05 00:00:00 CEST 2021
First Hall, Judgement No: 1055/2018 Av. Dr. Edward Debono noe vs Ronald Gaerty et Article 6" Court decision, first degree" 05/10/2021
  • Court of Appeal, Judgement No: 58/2019
    • National ID: Court of Appeal, Judgement No: 58/2019
    • Common Name: Carmel Mallia vs Crystal Finance Ltd
    • Directive Part: Article 6
    • Decision type: Court decision in appeal
    • Decision date: Wed May 19 00:00:00 CEST 2021
Court of Appeal, Judgement No: 58/2019 Carmel Mallia vs Crystal Finance Ltd Article 6" Court decision in appeal" 19/05/2021
  • 1004/2009
    • National ID: 1004/2009
    • Common Name: Edmund Barbara u Steve Barbara ezercenti l-kummerce taht l-isem Barbara Music Sh. v J. u M. Formosa
    • Directive Part: Article 4, 1. Article 3, 1. Article 2
    • Decision type: Other
    • Decision date: Mon Apr 04 00:00:00 CEST 2011
1004/2009 Edmund Barbara u Steve Barbara ezercenti l-kummerce taht l-isem Barbara Music Sh. v J. u M. Formosa Article 4, 1. Article 3, 1. Article 2" Other" 04/04/2011
  • Court of Magistrates, Judgement No: 204/2018
    • National ID: Court of Magistrates, Judgement No: 204/2018
    • Common Name: Exor Group Limited vs Carmel sive Charles Spiteri
    • Directive Part: Article 3 ANNEX I
    • Decision type: Court decision, first degree
    • Decision date: Thu Mar 25 00:00:00 CET 2021
Court of Magistrates, Judgement No: 204/2018 Exor Group Limited vs Carmel sive Charles Spiteri Article 3 ANNEX I" Court decision, first degree" 25/03/2021
  • 232/2007/2
    • National ID: 232/2007/2
    • Common Name: F.Advertising Limited [C 27689] vs Anthony u Mary Rose konjugi Tabone
    • Directive Part: Article 4, 1. Article 3, 1. Article 2
    • Decision type: Other
    • Decision date: Tue Oct 04 00:00:00 CEST 2011
232/2007/2 F.Advertising Limited [C 27689] vs Anthony u Mary Rose konjugi Tabone Article 4, 1. Article 3, 1. Article 2" Other" 04/10/2011
  • Civil Court (First Hall), Judgement 1237/2012
    • National ID: Civil Court (First Hall), Judgement 1237/2012
    • Common Name: F (Advertising) Limited (C27689) vs Joseph Borg
    • Directive Part: Article 5 Article 5 Article 4 Article 3
    • Decision type: Court decision, first degree
    • Decision date: Tue Sep 24 00:00:00 CEST 2019
Civil Court (First Hall), Judgement 1237/2012 F (Advertising) Limited (C27689) vs Joseph Borg Article 5 Article 5 Article 4 Article 3" Court decision, first degree" 24/09/2019
  • 897/2009
    • National ID: 897/2009
    • Common Name: Gasan Mamo Insurance Limited kif surrogata tal-assigurati taghha Nicholas Curmi et Vs Ryan Air Ltd.
    • Directive Part: Article 4, 1. Article 3, 1. Article 2
    • Decision type: Other
    • Decision date: Mon Jun 20 00:00:00 CEST 2011
897/2009 Gasan Mamo Insurance Limited kif surrogata tal-assigurati taghha Nicholas Curmi et Vs Ryan Air Ltd. Article 4, 1. Article 3, 1. Article 2" Other" 20/06/2011
  • Court of Appeal, Judgement 23/2018
    • National ID: Court of Appeal, Judgement 23/2018
    • Common Name: Gravino Anthony et vs La Valette Funds SICAL p.l.c. et
    • Directive Part: Article 4 Chapter 2, Article 5
    • Decision type: Other
    • Decision date: Mon Dec 16 00:00:00 CET 2019
Court of Appeal, Judgement 23/2018 Gravino Anthony et vs La Valette Funds SICAL p.l.c. et Article 4 Chapter 2, Article 5" Other" 16/12/2019
  • 4/2008
    • National ID: 4/2008
    • Common Name: Grech Pia vs Mondial Travel
    • Directive Part: Article 4, 2. Article 3, 1. Article 2
    • Decision type: Other
    • Decision date: Fri Nov 07 00:00:00 CET 2008
4/2008 Grech Pia vs Mondial Travel Article 4, 2. Article 3, 1. Article 2" Other" 07/11/2008
  • Appell Civil Numru 15/2008
    • National ID: Appell Civil Numru 15/2008
    • Common Name: Maria Geraldine Attard Vs Go Mobisle Communications Ltd.
    • Directive Part: Article 5 Article 4, 2. Article 4, 1. Article 3, 3. Article 3, 2. Article 3, 1. Article 2
    • Decision type: Other
    • Decision date: Fri Apr 24 00:00:00 CEST 2009
Appell Civil Numru 15/2008 Maria Geraldine Attard Vs Go Mobisle Communications Ltd. Article 5 Article 4, 2. Article 4, 1. Article 3, 3. Article 3, 2. Article 3, 1. Article 2" Other" 24/04/2009
Carmelo Grima noe vs Carmel Vella Brincat noe N/A ANNEX I, 1. Article 1, 1." Other" 22/11/1985
  • Mario Bezzinavs Albert Mizzi et noe
Mario Bezzinavs Albert Mizzi et noe N/A ANNEX I, 1." Other" 22/01/1992
  • Albert Bartolo vs Victor Calleja noe
Albert Bartolo vs Victor Calleja noe N/A Article 3, 1. Article 2" Other" 09/01/1995
Silvana wife of Raymond Camillerivs.Alfred Pisani noe et N/A Article 3, 1. Article 2" Other" 13/11/1995
Malta Property Auctioneers Limited vs Becker et N/A link" Court decision, first degree" 29/11/2012
  • F (Advertising) Limited vs Falzon et
F (Advertising) Limited vs Falzon et N/A link" Court decision, first degree" 30/11/2012
Debono et vs Platinum International (Malta) Limited N/A ANNEX I, 1., (q)" Administrative decision in appeal" 05/02/2016
Court of Appeal (Inferior), Judgement No: 204/2018/1 N/A Article 3 ANNEX I" Court decision in appeal" 26/01/2022
  • Court of Magistrates, Judgement No:316/2017
Court of Magistrates, Judgement No:316/2017 N/A ANNEX I, 1., (e)" Court decision, first degree" 22/02/2022
  • 240/2008/1
    • National ID: 240/2008/1
    • Common Name: Raymond Camilleri u martu Redenta Camilleri versus Touring Mediterraneo Ltd
    • Directive Part: Article 4, 1.
    • Decision type: Other
    • Decision date: Mon Dec 06 00:00:00 CET 2010
240/2008/1 Raymond Camilleri u martu Redenta Camilleri versus Touring Mediterraneo Ltd Article 4, 1." Other" 06/12/2010
  • Court of Appeal, Judgement No: 108/2018
    • National ID: Court of Appeal, Judgement No: 108/2018
    • Common Name: Raymond Mintoff vs Bank of Valletta plc
    • Directive Part: Article 1 Article 2 Article 3 Article 2
    • Decision type: Other
    • Decision date: Thu Feb 25 00:00:00 CET 2021
Court of Appeal, Judgement No: 108/2018 Raymond Mintoff vs Bank of Valletta plc Article 1 Article 2 Article 3 Article 2" Other" 25/02/2021
  • 1/2010
    • National ID: 1/2010
    • Common Name: Renato u Janice Vidal vs U.C.I.M. Co. Ltd.
    • Directive Part: Article 3, 3. Article 3, 2. Article 3, 1. Article 6, 2. Article 2 Article 6, 1.
    • Decision type: Other
    • Decision date: Fri Jun 11 00:00:00 CEST 2010
1/2010 Renato u Janice Vidal vs U.C.I.M. Co. Ltd. Article 3, 3. Article 3, 2. Article 3, 1. Article 6, 2. Article 2 Article 6, 1." Other" 11/06/2010

Legal Literature

University of Malta, M.Jur thesis Balancing negotiations SCIBERRAS, A. 01/01/1970
  • University of Malta, M.Jur thesis
University of Malta, M.Jur thesis Cross border consumer contracts: jurisdictional issues BEZZINA, P. 01/01/1970
  • Id-Dritt, Vol. XXII
    • Reference: Id-Dritt, Vol. XXII
    • Title: Defining the consumer in order to protect him – the continuous duel between the notion of ‘consumer’ in EU directives and in the Court of Justice’s free movement decisions
    • Author: AZZOPARDI, A.
    • Publication Year: 2012
Id-Dritt, Vol. XXII Defining the consumer in order to protect him – the continuous duel between the notion of ‘consumer’ in EU directives and in the Court of Justice’s free movement decisions AZZOPARDI, A. 01/01/1970
  • University of Malta, Ph.D thesis
    • Reference: University of Malta, Ph.D thesis
    • Title: From application to accession: the interplay between the EC consumer directives and selected areas of national consumer law and policy – a case study from Malta (1990-2004)
    • Author: FABRI, D.
    • Publication Year: 2015
University of Malta, Ph.D thesis From application to accession: the interplay between the EC consumer directives and selected areas of national consumer law and policy – a case study from Malta (1990-2004) FABRI, D. 01/01/1970
  • ELSA Malta Law Review, Vol. II, p 41
ELSA Malta Law Review, Vol. II, p 41 The contribution of EU Directives to the objective of consumer protection AZZOPARDI, A. 01/01/1970

Other material

Digisec Media Limited (C56612) vs Director General (Consumer Affairs) et, Judgement 111/2018 Civil Court, First Hall, Constitutional Jurisdiction. (Preliminary decision)
Darmanin Kissaun Roland vs GlobalCapital Financial Management Limited, Judgement 323/2014/1 Court of Appeal. (Preliminary decision)
Your rights and obligations when investing your money Malta Competition and Consumer Affairs Authority
Your rights and obligations when provided with a banking service The Office for Consumer Affairs
Lodging a Complaint | A Consumer's Guide The Office for Consumer Affairs