Further to some complaints, on 9 May 2012 the Italian Competition Authority decided to launch an investigation against the defendant, a retail bank, in order to ascertain whether the trader did not promptly take action to close the bank accounts as requested by the consumers.
Further, the complaints also encompassed the activity of the defendant whereby the latter did not inform the consumers about the reasons that impeded the closure of their bank account. Moreover, it was alleged that the defendant charged the maintenance costs of the bank account even after the bank account which the costumer had requested to close was deactivated.