Διαδικτυακή πύλη της ευρωπαϊκής ηλεκτρονικής δικαιοσύνης

Στοιχεία της υπόθεσης
- Εθνικός αναγνωριστικός αριθμός: Supreme Court, Judgement 122/13
- Κράτος μέλος: Κύπρος
- Κοινή ονομασία:Christodoulides v. Stroumpi Coop Credit Co
- Είδος απόφασης: Απόφαση του Ανωτάτου Δικαστηρίου
- Ημερομηνία απόφασης: 03/02/2020
- Δικαστήριο: Ανώτατο Δικαστήριο, Χριστοδουλίδης v ΣΠΕ Σττρουμπιού,
- Θέμα:
- Ενάγων:
- Εναγόμενος:
- Λέξεις-κλειδιά: unfair terms, judicial review, ex officio

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Άρθρα της οδηγίας

Unfair Contract Terms Directive, Article 3, 1. Unfair Contract Terms Directive, ANNEX I, 1., (q)
Περίληψη

ECLI:CY:AD:2020:A39

Courts may consider the matter of unfair contract terms in the stage of appeal against an arbitration award, but not during enforcement.
Πραγματικά περιστατικά

These are two cases, joined on appeal. In both, a cooperative credit company obtained a domestic arbitration award against the appellant, which became final. The appellants did not challenge the award within the statutory deadline but did do so at the stage of enforcement proceedings, alleging that the District Court seized with enforcement should have considered on its own ex officio the violation of the Unfair Contract Terms Act alleged by the appellants.
Νομικό ζήτημα

At what stage of the post-arbitration process may the national court consider whether terms in the contract violate the Unfair Contract Terms Law?
Απόφαση

Even when the unfairness of contract terms in a consumer contract has not been raised in arbitration, the state court should consider the matter at the stage of appeal against the award but not when the award has been made final (e.g. no appeal was timely filed) and the court is concerned with enforcement proceedings. The Court also referred to previous rulings which held that arbitration between cooperative banks and borrowers was consensual and not an unfair term in the definition of the Law.

URL: http://cylaw.org/cgi-bin/open.pl?file=/apofaseis/aad/meros_1/2020/1-202002-122-13PolEfetc.htm

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Αποτέλεσμα

The Supreme Court dismissed the appeal, allowing enforcement of the arbitral award to continue against the appellants. This was the latest case involving the arbitration clauses included in loan agreements made especially by the now defunct cooperative banks.

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