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Podatki o zadevi
- Nacionalna ID: Supreme Court, Judgement 312/2021
- Država članica: Slovenija
- Splošno ime:N/A
- Vrsta odločbe: Sodba vrhovnega sodišča
- Datum odločbe: 17/11/2021
- Sodišče: Vrhovno sodišče RS
- Zadeva:
- Tožnik:
- Toženec:
- Ključne besede: consumer credit, mortgage loan, unfair term, nullity, imbalance between the rights of the parties

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Členi direktive

Unfair Contract Terms Directive, Article 3 Unfair Contract Terms Directive, Article 3, 1.
Uvodna opomba

ECLI:SI:VSRS:2021:II.DOR.312.2021

In accordance with Article 367.a(1) of the Civil Procedure, the Supreme Court allowed the revision on two issues, submitted in party's motion for admission of a revision of the judgement regarding the annulment of the consumer credit agreement in Swiss francs.
Dejstva

On 21 December 2007, the plaintiffs, as borrowers, entered into a long-term loan agreement with the defendant as a lender CHF no. LJ2 406491010. A long-term loan with a currency clause of CHF 55,400.00 was agreed. Following the conclusion of the credit agreement, the currency ratio between CHF and EUR changed significantly, meaning that the value of CHF increased against EUR, which significantly increased the creditors' credit obligation. With the plaintiff's primary claim, they demand the annulment of the credit agreement. In the alternative, they demanded the termination of the agreement, and they also demand payment of the claimed amount and reimbursement of the costs of the proceedings.
Pravna zadeva
- Whether the decision of the Court of Second Instance that the Long-Term Credit Agreement in CHF of 21 December 2007 is null and void is correct in view of the circumstances of the case?
- Whether the Court of Second Instance correctly applied the criteria for assessing the illicit or unfair contract terms in the sense of the first paragraph of Article 24 of Consumer Protection Act or the first paragraph of Article 3 of the Directive and the criteria for assessing the good faith of the contracting party in the sense of the first paragraph of Article 3 of the Directive?
- Are the conditions for the admission of revision met?
Odločba

The Supreme court found that the conditions laid out in the first paragraph of Article 367.a of the Civil Procedure Act for the admission of revision were indeed met, therefore it admitted the proposal in accordance with the second paragraph of Article 367.c of the Civil Procedure Act.

URL: http://www.sodnapraksa.si/?q=id:2015081111452507&database%5bSOVS%5d=SOVS&database%5bIESP%5d=IESP&database%5bVDSS%5d=VDSS&database%5bUPRS%5d=UPRS&_submit=i%C5%A1%C4%8Di&page=0&id=2015081111452507

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Pravna literatura

Zadetki niso na voljo
Zadetek

A motion to allow a revision of the judgement was admitted.

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